Selling profitable investments? Calculate your gross capital gain, differentiate between short-term and long-term tax rates, and estimate your net tax bill.
Enter your values, then select Calculate Now
Capital Gain = Selling Price - Purchase Price. For long-term holdings (>1 yr), tax rates are 0%, 15%, or 20% based on income bracket. For short-term holdings (<=1 yr), gains are taxed at ordinary income rates (~12%, 24%, 37%). Net Profit After Tax = Capital Gain - Estimated Tax.
Holding for over 1 year saved an estimated $1,800 to $2,400 in taxes compared to short-term ordinary rates (24%).
Enter the original total cost basis of the shares or property sold.
Input the gross proceeds received from the sale.
Select whether you held the asset for more than 1 full year (long-term) or 1 year or less (short-term).
Select your approximate annual income tax bracket.
Review your gross capital gain, estimated tax liability, and net profit.
In the United States and many other tax jurisdictions, holding an asset for exactly 1 year or less is short-term; holding for 1 year plus 1 day (or more) qualifies for lower long-term capital gains tax rates.
Yes! Capital losses can offset unlimited capital gains in the same tax year. If losses exceed gains, you can deduct up to $3,000 of excess loss against ordinary income per year in the US.
No. As long as you continue holding your stocks or crypto, your gains are "unrealized" and zero capital gains taxes are owed.
No. Trades made within 401(k)s, IRAs, and Roth accounts are completely exempt from capital gains taxes.
If you sell your primary home and lived in it for at least 2 of the past 5 years, you can exclude up to $250,000 of capital gain (or $500,000 for married couples filing jointly) completely tax-free.
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