Calculate your quarterly and annual passive dividend cash flow. Model dividend reinvestment (DRIP), annual dividend growth rates, and portfolio yield projections.
Enter your values, then select Calculate Now
Calculates Annual Dividend = Portfolio Value * (Dividend Yield / 100). Monthly Dividend = Annual / 12. If DRIP is enabled, dividends buy more shares each year, growing the base alongside dividend growth rate and new contributions.
Reinvesting dividends while companies raise payouts nearly quadruples your passive monthly cash flow in 10 years.
Input your current or target dividend portfolio dollar value.
Enter the weighted average dividend yield of your holdings (e.g. 3.5% to 4.5%).
Specify the anticipated annual dividend growth rate (historical average for dividend aristocrats is 5-7%).
Select whether you want to reinvest payouts via DRIP or take cash distributions.
Review your future monthly, quarterly, and annual passive dividend income stream.
DRIP is an automated program where dividends received from a stock or ETF are immediately used to purchase additional fractional shares of that same company with zero commission fees.
A Dividend Aristocrat is an S&P 500 company that has increased its dividend payout every single year for at least 25 consecutive years (e.g. Procter & Gamble, Johnson & Johnson, Coca-Cola).
Extremely high yields (over 8% to 10%) are often a warning sign that a company share price has collapsed and its dividend payout may soon be slashed.
In many jurisdictions including the US, "qualified dividends" are taxed at favorable long-term capital gains tax rates (0%, 15%, or 20%) rather than higher ordinary income brackets.
At an average dividend yield of 4.0%, you need an invested portfolio of approximately $300,000 to generate $12,000 per year ($1,000 per month) in passive dividend income.
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